1. Understand Why Your Claim Was Denied

The Social Security Administration (SSA) will send a denial letter explaining the reason. Common reasons include:

• Insufficient medical evidence proving you can’t work
• Incomplete application or missing documentation
• You earn too much income to qualify
• The SSA believes you can do other types of work

Carefully read the letter to understand what went wrong — this will help you respond effectively in your appeal.

2. Don’t Miss the Deadline to Appeal

You have 60 days from the date of your denial letter to file an appeal. Missing this deadline could mean starting the process all over again, which delays your access to benefits.

Act quickly and submit your appeal online at www.ssa.gov or by contacting your local Social Security office in New Jersey.

3. File a Request for Reconsideration

This is the first level of appeal. A different SSA reviewer will look at your case. To improve your chances:

• Submit new or updated medical records
• Add any treatment notes or diagnostic test results you didn’t include in your original application
• Write a clear statement describing how your condition affects your ability to work

If your reconsideration is also denied, you can move on to the next stage.

4. Request a Hearing Before an Administrative Law Judge

The second level of appeal is a hearing in front of an Administrative Law Judge (ALJ). This is your best opportunity to explain your situation in detail.

• The ALJ will review your full case, including new evidence
• You may be asked to testify about your condition and work limitations
• The judge may also ask for expert testimony, such as from a medical or vocational expert

Hearings are typically held virtually or in person, depending on your location and preferences.

5. Keep Building Your Case With Medical Evidence

Your appeal depends heavily on documentation. Make sure to:

• Continue seeing your doctors regularly
• Get detailed statements from your physicians about your condition
• Provide updated test results, diagnoses, and treatment history

The more specific and comprehensive your medical records are, the stronger your case will be.

6. Don’t Give Up

It’s frustrating to be denied benefits, especially when you truly can’t work due to a medical condition. But persistence pays off — many applicants win benefits during the appeals process, especially at the hearing level.



Keep your focus and continue gathering evidence. Don’t hesitate to ask for help if you’re feeling overwhelmed.