Step 1: File a Request for Reconsideration

The first step in the SSDI appeal process is to request a Reconsideration. You must file this request within 60 days of receiving your denial letter.

• A different examiner at the Disability Determination Services (DDS) will review your file
• You can submit additional medical records or updated information to strengthen your case
• No in-person hearing is involved at this stage

Many reconsiderations are also denied, but this step is required before you can move forward.

Step 2: Request a Hearing Before an Administrative Law Judge (ALJ)

If your reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ). This is often the most critical step in the appeals process.

• You must request the hearing within 60 days of your reconsideration denial
• The hearing takes place at your nearest Office of Hearings Operations (OHO) in New Jersey, or it can be conducted by phone or video
• You’ll have the chance to testify, submit new evidence, and bring in expert witnesses (like doctors or vocational experts)

This is where many claims are approved, especially when claimants are represented and prepared.

Step 3: Appeal to the Appeals Council

If the ALJ denies your claim, you can ask the Appeals Council to review the decision. The Council will:

• Review your case for legal or procedural errors
• Either deny your request, send it back to the ALJ for another hearing, or issue a new decision themselves

This level is more limited in scope, and many cases are denied without review unless strong legal issues are present.

Step 4: File a Lawsuit in Federal Court

If the Appeals Council denies your claim or refuses to review it, your final option is to file a lawsuit in Federal District Court.

• You’ll need an attorney experienced in Social Security law
• The court won’t accept new evidence, but it will evaluate whether the SSA followed proper procedures and made a lawful decision
• A judge may reverse the denial, send the case back for another hearing, or uphold the decision

This stage can be complex and time-consuming, but it remains a valid route for claimants who have exhausted all other appeals.