What are the disability benefits in New Jersey?

By Hogan Smith

Updated 05/09/2025


If you're unable to work due to a disability in New Jersey, you may be eligible for several financial assistance programs that can help support your daily living and medical expenses. These benefits include both federal programs and state-specific options designed to assist individuals with disabilities.



This guide provides an overview of disability benefits available in New Jersey and how to access them.

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Federal Disability Benefits Available in New Jersey


Social Security Disability Insurance (SSDI)

  • SSDI is a federal program for individuals who have worked and paid into Social Security.
  • Eligibility requires a qualifying disability expected to last at least one year or result in death.
  • Benefits are based on your past earnings and work history.


Supplemental Security Income (SSI)

  • SSI is a need-based program for individuals with limited income and resources.
  • Unlike SSDI, work history is not required.
  • In New Jersey, SSI recipients automatically qualify for Medicaid.


State Disability Benefits in New Jersey


Temporary Disability Insurance (TDI)

  • New Jersey offers state-run temporary disability insurance to workers who are unable to work due to non-work-related illness or injury.
  • Provides partial wage replacement for up to 26 weeks.
  • You must have worked in New Jersey and paid into the TDI fund.
  • Apply through the New Jersey Department of Labor and Workforce Development.


State Supplemental Payment (SSP)

  • New Jersey provides an additional cash benefit to SSI recipients through the State Supplemental Payment (SSP).
  • The amount varies depending on your living situation and income.
  • Payments are automatically included with your federal SSI check.


Additional Disability Resources in New Jersey


Medicaid

  • Offers comprehensive health coverage to low-income individuals and people with disabilities.
  • Automatically available to SSI recipients in New Jersey.
  • Apply via NJ FamilyCare or the Department of Human Services.


Division of Disability Services (DDS)

  • Provides information and referrals for housing, transportation, home modifications, and independent living.
  • Helps connect individuals to local and state resources.


Division of Vocational Rehabilitation Services (DVRS)

  • Assists individuals with disabilities in preparing for, obtaining, and maintaining employment.
  • Offers job coaching, counseling, and training services.


How to Apply for Disability Benefits in New Jersey


For SSDI and SSI:

  • Apply online at www.ssa.gov
  • Call the Social Security Administration at 1-800-772-1213
  • Visit a local Social Security office in New Jersey


For Temporary Disability (TDI):

  • Apply through the NJ Department of Labor’s Division of Temporary Disability Insurance at myleavebenefits.nj.gov


For Medicaid and State Programs:

How Hogan Smith Can Help

Navigating disability benefits in New Jersey can be confusing, especially when dealing with health challenges. At Hogan Smith, we simplify the process and help you avoid mistakes that could delay or jeopardize your benefits.


We can assist with:

  • Determining your eligibility for SSDI, SSI, TDI, and other programs
  • Gathering medical records and supporting documentation
  • Completing and submitting accurate applications
  • Representing you in case of a denial or appeal

Contact Hogan Smith Today

Need help applying for disability benefits in New Jersey? Contact Hogan Smith for a free consultation, and let our experienced team guide you through the process and fight for the benefits you deserve.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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