How do I apply for SSDI in New Jersey after a job loss?
By Hogan Smith
Updated 07/29/2025
If you’ve recently lost your job in New Jersey due to a serious medical condition that prevents you from working, you may be eligible to apply for Social Security Disability Insurance (SSDI). SSDI provides monthly benefits to individuals who can no longer work due to a qualifying disability. The fact that your job ended doesn’t disqualify you—but timing, work history, and medical proof are key.
Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.
Please answer a few questions to help us determine your eligibility.
Step 1: Determine Eligibility
Before applying, make sure you meet the following basic requirements:
- You have a qualifying medical condition expected to last at least one year or result in death
- You are no longer able to perform substantial work due to your condition
- You have worked and paid Social Security taxes long enough to earn the necessary work credits (generally 20 credits in the last 10 years, but this can vary based on your age)
Your recent job loss may help establish that you're no longer engaged in "Substantial Gainful Activity" (SGA), which supports your claim that you’re unable to work.
Step 2: Gather Required Documents
To apply for SSDI, you’ll need the following:
- Social Security number and birth certificate
- Employment history for the past 15 years
- Detailed medical records, including diagnosis, treatments, and physician information
- Dates of recent hospitalizations, doctor visits, or medical tests
- Any workers’ compensation or other disability-related benefits you receive
Having strong medical evidence that ties your disability to your inability to work is essential to a successful claim.
Step 3: Submit Your SSDI Application
You can apply for SSDI in New Jersey in several ways:
- Online at ssa.gov – Fast and accessible for most applicants
- By phone – Call the SSA at 1-800-772-1213
- In person – Visit a local Social Security office (appointments are recommended)
The application will ask about your work history, income, and health conditions. Be thorough, honest, and specific. Missing information or vague responses can delay the process.
Step 4: Wait for the Decision
Once your application is submitted, the New Jersey Disability Determination Services (DDS) will review your medical records and work history. It may take several months to receive a decision. You may also be contacted for additional information or asked to undergo a consultative exam.
If approved, your SSDI benefits will begin after a five-month waiting period from your official disability onset date. If denied, you can appeal the decision through multiple stages.
How Hogan Smith Can Help
Losing your job is already stressful—and applying for SSDI afterward can feel overwhelming. At Hogan Smith, we help New Jersey residents build strong disability claims, especially after sudden employment changes. We’ll guide you through the paperwork, help you avoid delays, and fight for your right to receive the benefits you deserve.
Contact Hogan Smith Today
If you’ve recently lost your job due to a disability, don’t navigate the SSDI process alone. Contact Hogan Smith for a free consultation and find out how we can help you apply for benefits in New Jersey with confidence and support.
Further Reading
Boost Your Chance of Being Approved
Get the Compensation You Deserve
Our experts have helped thousands like you get cash benefits.
How It Works
1
Briefly tell us about your case
2
Provide your contact information
3
Choose attorneys to contact you